Damages. A cash compensation ordered by a court or arbitrator to offset losses or suffering caused by another´s fault or negligence. Damages are a typical request made of a court or arbitrator when persons sue for breach of contract or tort.
Database. A computer program that helps users organize information. Databases range from simple collections of rows and columns (similar to a spreadsheet) to complex systems that process and manipulate millions of records in a variety of ways.
Debenture. Debt instrument evidencing the holder's right to receive interest and principal installments from the debtor.
Debt Financing. The provision of long term loans to small business concerns in exchange for debt securities or a note.
Decision Maker. The person within a company who ultimately decides which products or services to buy.
Deed of Trust. A document that, when properly delivered, transfers a security interest in real property.
Defaults. The nonpayment of principal and/or interest on the due date as provided by the terms and conditions of a promissory note or loan agreement.
Demand Letter. A letter from a lawyer on behalf of a client that demands payment or some other action. Demand letters often threaten litigation if the other party does not perform.
Demographic. A descriptive classification for consumers, such as age, sex, income, education, household size, home ownership or other defining characteristics.
Depreciation. An accounting procedure that spreads the cost of purchasing an asset over the useful lifetime of the asset.
DHTML (Dynamic Hypertext Markup Language). Dynamic HTML is an umbrella term used to include HTML and related technologies such as Cascading Style Sheets (CSS) and JavaScript that bring animation and other interactivity to Web pages.
Digital Certificate. A special email attachment that confirms the identity of the person sending the message.
Direct Mail. Marketing or advertising materials sent directly to a prospective customer via the US Postal Service or a private delivery company.
Direct Marketing. The process of sending promotional messages directly to individual consumers, rather than via a mass medium. Includes methods such as direct mail and telemarketing.
Disability Benefits. Benefits paid to an employee who cannot work because of disability, usually limited to what is not covered by workers compensation. Disability benefits are usually a percentage of the employee´s prior income and generally run for a limited time.
Doing Business As (DBA). A situation in which a business owner operates a company under a different name than the one under which it is incorporated. The owner typically must file a fictitious name statement or similar document with the appropriate county or state agency.
Domain Name. The text-based URL or address of a Web site. Domain names usually consist of several different segments. The name
www.allbusiness.com, for example, includes the generic “www” and “.com” identifiers, along with the unique name “allbusiness.”
DSL (Digital Subscriber Line). A family of telecommunications protocols designed to allow data communications over standard telephone lines at speeds up to 1.5Mbps — about 30 times faster than a standard 56K modem. DSL service lets users receive voice and data transmissions simultaneously over the same phone line, allowing “always on” Internet access.