T-1. A type of high-speed Internet connection that carries data at more than 1.5Mbps. An even faster version, called T-3, operates at speeds up to 44Mbps.
Target Market. A specified audience or demographic group that an ad, product or service is intended to reach.
TCP/IP (Transmission Control Protocol/Internet Protocol). These two communications protocols form the foundation of the Internet, allowing any two computers that support TCP/IP to communicate with one another.
Tax Credit. A dollar-for-dollar reduction in the tax. Can be deducted directly from taxes owed.
Tax Deduction. A part of a person’s or business‘ expenses that reduces income subject to tax.
Teleconferencing. A meeting conducted by telephone among people in different locations.
Telemarketing. Using the telephone to sell, promote or solicit products and services.
Telephony. A catchall word describing the world of communications — from wireless phones to digital computer communications to voicemail systems.
Telnet. An Internet-based protocol for connecting to a remote host or server. Telnet was once the main way to access other computers over the Internet, and it supported a variety of text-based email, file transfer, chat and information retrieval programs.
Temporary Employee. An employee, often hired and paid by a third party, who fills in staffing shortages caused by special projects, seasonal coverage, leaves of absence or other reasons.
Tenant Improvements. Refurbishing a rental space for a new tenant. Improvements may include repainting, recarpeting and moving walls. In high-vacancy markets, landlords often entice tenants with money for tenant improvements. In tight rental markets, tenants may be on their own.
Tort. A civil wrong or injury that results in a legal action for damages to rectify the wrong.
Tracking. Overnight shipping companies typically enable their customers to find out when a package was picked up, when it passed through certain regional shipping centers and airports, and when it was delivered. Tracking information is available either through toll-free phone numbers or Web sites.
Trademark. A name, phrase, logo, image or combination of images used to identify and distinguish a business from others in the marketplace. The term is often used to include service marks, which apply to businesses providing services as opposed to selling products. Trademarks can be either registered or unregistered, with different levels of protection.
Trojan Horse. A program that appears to serve a legitimate purpose but actually performs a destructive or unauthorized activity. Trojan horses differ from viruses mainly in that they do not replicate themselves.
Trustee. A person or legal entity that holds money or property for the benefit of another. The owner of the money or property is known as the beneficiary. In most cases, the trustee and the beneficiary can be the same person.
Two-Way Paging. A feature of some pagers that lets users transmit confirmation that a message has been received.
Unemployment Compensation. Money paid to eligible people who have lost a job and are actively looking for work. Unemployment compensation is partially paid by the employer´s unemployment insurance contributions.
Unfair Competition. A broad term describing illegal commercial activity ranging from trademark infringement to false advertising. Federal and state laws regulate unfair competition, and the remedies available range from money damages to court injunctions.
Unix. A computer operating system used mostly in high-end workstations and servers. A number of companies produce not completely compatible varieties of UNIX The well-known “open source” Linux operating system is a variety of UNIX
Unsecured Debt. A debt that is not guaranteed by a specific piece of real or personal property. If the debtor defaults, the creditor does not have the right to seize specific property to satisfy the debt.
Upsell. A technique to increase the value or quantity of a sale by suggesting additional options or upgrades. For example, a fast-food restaurant may upsell by suggesting that a customer buy a larger drink or an order of French fries.
URL (Uniform Resource Locator). The text address that allows users to find a particular Web site or Web page. The links on Web pages also consist of URLs, which are embedded in the HTML code on the page. URLs comprise of a domain name followed by the file path to a particular file on that domain´s Web server.
Usable Square Feet. The amount of space renters can actually use. Usable square footage is usually less than rentable square footage because it deducts common areas such as public corridors, elevators, lobbies and bathrooms.
Usenet. An Internet service that provides thousands of discussion lists, or newsgroups, on a variety of topics. Users can read newsgroup postings or they can add their own. Most newsgroups are completely open, although some are moderated. You can view Usenet newsgroups with special software built into browsers and email programs or via one of several Web-based services.
Business Glossary (T-U)
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